Cancellation
Flowers & Cake
Financial Failure
Liability
Clothing
Gifts
& Transport
& Video
Benefits of Cover
- Cancellation cover from £2,000 to £80,000, with no excess
- Financial Failure of Wedding Supplier(s) cover up to £32,000
- Ceremonial Clothing cover up to £24,000
- Photography and Video cover up to £24,000
- Wedding Cars and Transport cover up to £24,000
- Personal Liability up to £2,000,000
- Personal Accident up to £10,000
- Optional extras including Excess Waiver, Marquee Cover, Public Liability Cover, Honeymoon and Covid-19
Significant Cover Exclusions
- Pre-Existing Medical Conditions, as set out within the policy
- Suicide or intentional self-injury
- Suffering at any time anxiety, stress or depression (unless admitted for those conditions as an in-patient at a hospital)
- Financial losses resulting from payments made more than 30 days before the commencement date of this policy
- Any loss occurring as the result of a wedding service supplier ceasing to trade due to financial failure or going in to administration within 90 days of the purchase of the policy
Frequently Asked Questions
Here are a selection of the most frequently asked questions about wedding insurance, more can be found on our FAQs page, here.
Wedding insurance is designed to offer you financial protection in the event things could go wrong either before or during your special day. Our Wedding Insurance covers:
- • Cancellation of or cutting short the wedding/ wedding reception
- Wedding Rings, Flowers and Cake
- Financial Failure of Suppliers
- Personal Liability
- Ceremonial and Wedding Attire
- Wedding Gifts
- Wedding Cars and Transport
- Personal Accident
- Photography and Video
- Optional extras include: Guest Personal Liability, Marquee Cover, Excess Waiver, Honeymoon Extension and Covid-19 cover. All of which can be added for an additional premium.
Yes, this policy covers all types of weddings, celebrations, renewals of vows, non-legally binding/commitment ceremonies, civil partnerships and blessings.
The premium depends on the level of cover opted for, as well as the total cost of the wedding. Our Wedding Insurance offers multiple levels levels of cover and our plans aim to cater for weddings of different sizes and cancellation cover of up to £80,000 is available.
You should buy this insurance as soon as you have a date and venue arranged and have committed to paying, or have paid, for wedding services. This will ensure that your deposits are covered immediately. If you do not do this we will not pay for payments you’ve made more than 90 days before buying the policy.
Yes, anyone can purchase wedding cover, however, the policy must be in the name of the prospective marriage or civil partners as they will be the named policyholders.
Please note, a claim can only be made by the policy holders and payment made to them.
© Copyright 2024 WedCover. All Rights Reserved.
WedCover Wedding Insurance is arranged by Niche Box Group Ltd.
WedCover is a trading name of Niche Box Group Ltd, which has its registered office at New Century House, 17-21 New Century Road, Basildon, Essex SS15 6AG (Companies House Company Number: 13640866). Niche Box Group Ltd is an appointed representative of UK Oasis Group Ltd which is authorised and regulated by the Financial Conduct Authority. You can check this on the Financial Services Register (register.fca.org.uk) under firm reference numbers 967691 (for Niche Box Group Ltd) and 943570 (UK Oasis Group Ltd).
WedCover Wedding insurance is underwritten by Collinson Insurance. Collinson Insurance (a trading name of Astrenska Insurance Limited) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom, under Firm Reference Number 202846. Registered in England number 01708613. These details can be checked on the Financial Services Register by visiting: www.fca.org.uk.
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